By using this site, you acknowledge that you have read the following disclaimers, and terms and conditions of use and that you accept and will be bound by the terms thereof, as they may be modified from time to time by Carolina Health Benefits, Inc. If you do not agree to the terms and conditions of use, do not use this web site. Any use of the web site is at sole risk of the user.

MODIFICATION AND MONITORING OF WEB SITE

Carolina Health Benefits, Inc. reserves the right, at its sole discretion, to change, modify, add, or remove portions of the terms and conditions of its web site at any time. By using the web site after we post changes to the terms, you accept the changed terms. Carolina Health Benefits, Inc. expressly reserves the right to monitor any and all use of this web site.

 

COPYRIGHTS AND RESTRICTIONS ON USE OF MATERIALS

Carolina Health Benefits, Inc. owns and operates this site. All trademarks, service marks, trade names and logos displayed on this site are proprietary or licensed to Carolina Health Benefits, Inc., except for those of the insurance carriers, internet service providers, industry organizations, healthcare institutions, and other service companies, which may appear on or through this site.

RESTRICTIONS

Other users and sites may not:

  • Copy, reproduce, republish, upload, post, transmit, or distribute in any way, material from Carolina Health Benefits, Inc.'s web site or any web site owned, operated, licensed, or controlled by Carolina Health Benefits, Inc. except as specifically stated below under Limited Licenses.
  • Copy, modify or display Carolina Health Benefits, Inc.'s name, logo, text, or graphic images in any way without Carolina Health Benefits, Inc.'s express written permission except as specifically stated below under Limited Licenses.
  • Redeliver any of the pages, text, images, or other content of Carolina Health Benefits, Inc.'s web site using "framing" methodology (or similar means) without Carolina Health Benefits, Inc.'s express written permission.
  • Use or modify the pages, text, images, or other content from Carolina Health Benefits, Inc.'s web site for any other purpose. Such modification or use is a violation of Carolina Health Benefits, Inc.'s copyrights and other proprietary rights.
  • Use devices (including software) that are designed to provide repeated automated access to Carolina Health Benefits, Inc. other than those made generally available by Carolina Health Benefits, Inc. Carolina Health Benefits, Inc. reserves the right to implement all measures necessary to prevent such access, including denial or termination of service.

LINKS TO OTHER WEB SITES

This web site may contain links to other web sites. Carolina Health Benefits, Inc. is not responsible for the content, accuracy or opinions expressed in such web sites, and such web sites are not investigated, monitored or checked for accuracy or completeness by Carolina Health Benefits, Inc. Inclusion of any linked web site does not imply approval or endorsement of the linked web site by Carolina Health Benefits, Inc

PRIVACY POLICY

  • When you become a Carolina Health Benefits, Inc. customer, you entrust us with your personal data. We consider your data to be private and confidential. Carolina Health Benefits, Inc. will not give or sell information about you or your Carolina Health Benefits, Inc. account to any other company, individual, or group without your prior authorization or as noted in the web site.

 

THIRD-PARTY CONTENT

Carolina Health Benefits, Inc. is not responsible for the content of any site owned by a third party that may be linked to Carolina Health Benefits, Inc.'s web site via hyperlink, whether such hyperlink is provided by Carolina Health Benefits, Inc. or by a third party. Carolina Health Benefits, Inc. likewise is not responsible for content that appears on Carolina Health Benefits, Inc. which may be provided by a third party. No judgment or warranty is made with respect to, and Carolina Health Benefits, Inc. takes no responsibility for, the accuracy, timeliness, or suitability of the content of any site to which Carolina Health Benefits, Inc. may link, including information on the site regarding Carolina Health Benefits, Inc

 

DISCLAIMER OF WARRANTIES

The information and services provided herein, and all matters arising there from or pertaining thereto, are provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and no infringement.

Carolina Health Benefits, Inc. makes no representations as to the accuracy, timeliness or completeness of the web site materials. Carolina Health Benefits, Inc. periodically amends, changes, adds, deletes, updates or alters the information, including without limitation, the terms and conditions of use, at the web site without notice. Further, Carolina Health Benefits, Inc. assumes no liability or responsibility for any errors or omissions in the content of the web site.

Reference to the Corporation, its affiliates and its services and products are provided "AS IS" without warranty of any kind, either expressed or implied. In no event shall Carolina Health Benefits, Inc. or any other party involved in the creation, production, or delivery of the information at this web site be liable for any special, incidental, indirect or consequential damages whatsoever resulting from loss of use, computer virus or system failure, data or profits, whether or not advised of the possibility of damages, and on any theory of liability, arising out of or in connection with the use or performance of this web site (or the information or services provided at this web site) on any web site related to any third party, or users. Inability to use the information or materials contained in the web site (or any other web site).

Carolina Health Benefits, Inc. and its affiliates intend that the general information contained in this service be accurate and reliable. However, errors can sometimes occur. Carolina Health Benefits, Inc. does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the servers that make it available are free from viruses or other harmful components.

Carolina Health Benefits, Inc. does not warrant that the materials in this site are correct, accurate, or reliable. You (and not Carolina Health Benefits, Inc.) assume the entire cost of all necessary servicing, repair, or correction of your property or operations as a result of using this web site.

By using Carolina Health Benefits, Inc., you accept at your own risk that the Internet and online communications medium may not perform as intended despite the best efforts of Carolina Health Benefits, Inc., your Internet service provider, and you. If you live in a state that does not allow disclaimers of implied warranties, our disclaimer may not apply to you.

 

LIMITATION OF LIABILITY

Carolina Health Benefits, Inc. and its affiliates are not liable under any circumstances, including but not limited to, negligence for any special or consequential damages that may result from the use of, or the inability to use, the materials on this site, even if Carolina Health Benefits, Inc. or a Carolina Health Benefits, Inc.-authorized representative has been advised of the possibility of such damages.

Carolina Health Benefits, Inc. and its affiliates are not liable for damages or injury, including but not limited to, damages or injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part, from breach of contract, tortuous behavior, negligence, or otherwise. If you live in a state that does not allow the limitation or exclusion of liability or incidental or consequential damages the above limitation or exclusion may not apply to you.

In no event shall Carolina Health Benefits, Inc.'s total liability to you for damages, losses, and causes of action (whether in contract or tort, including, but not limited to, negligence or otherwise) exceed the amount paid by you, if any, to Carolina Health Benefits, Inc. for accessing this web site.

 

JURISDICTIONAL ISSUES AND APPLICABLE LAW

Carolina Health Benefits, Inc. is subject to and makes every effort to comply with all applicable insurance statutes, regulations and rules of each state in which it is licensed and operates its business. Unless otherwise specified, Carolina Health Benefits, Inc. controls and operates this site from our offices within the Commonwealth of North Carolina, United States of America. The laws of the Commonwealth of North Carolina govern these terms. If you take legal action relating to these terms, you agree to file such action only in the Court of Common Pleas of Mecklenburg County, North Carolina, or the United States District Court for Mecklenburg Country, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

Carolina Health Benefits, Inc. does not claim that materials in this site are appropriate or available for use in locations other than Pennsylvania. If you choose to access this site from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws.

TERMINATION

Carolina Health Benefits, Inc. may terminate this agreement immediately without notice if, in Carolina Health Benefits, Inc.'s sole discretion, you fail to comply with any term or condition of this agreement.

 

SEVERABILITY, INTEGRATION AND ACCEPTANCE

If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms and conditions of use represent the entire agreement between Carolina Health Benefits, Inc. and the user relating to the subject matter herein. Your use of this site signifies that you accept our Terms and Conditions of Use.

 

 

Copyright 2002 [Carolina Health Benefits, Inc.] Legal